Reverse Mortgages made easy!

Welcome to C2 Financial Corporation's HECM education website!

Eliminate monthly mortgage payments for as long as you stay in your home!*


Stay in your home for the rest of your life without the burden of monthly mortgage payments. A reverse mortgage is not usually paid back until you sell or vacate your house!

Build a Nest Egg!*


Unused equity from a reverse mortgage grows in value over time, increasing your cash reserves for future needs!

Pay off other debts!*

credit cards

Improve your monthly cash flow by eliminating credit card and installment loan debts.

Tax-Free Lifetime Income!*


You may be able to supplement your income with monthly payments for the rest of your life… and your spouses too!

Pay for long-term care expenses!*

Frau bei der Krankenpflege von Senioren im Seniorenheim

Nursing homes are expensive! A reverse mortgage can make it easier for you to stay in your home while helping to cover expenses for a spouse who requires care at a nursing facility.

Pay for “in-home” assisted living!*

Elderly patient and Asian nurse talking with tablet

In-home care can be expensive, but is often a preferred alternative to a nursing home. A reverse mortgage can help you pay for the care you need, while remaining in your home!

Stretch your other retirement savings!*

stretched money

A reverse mortgage can dramatically slow down the depletion of your other income producing assets… reducing the likelihood that you will outlive your money!

Improve home safety and accessibility!*



Install mobility and accessibility features like safety rails, walk-in bathtubs and ramps. Or, perhaps you need a new roof, or would like to update your kitchen?  A C2 reverse mortgage gives you almost limitless freedom to repair or remodel your home!

Buy a home that better fits your needs or lifestyle!*

better house

Your needs may have changed. Perhaps you’d like a single-story, or to live on a golf course, or closer to your grand children? A reverse mortgage can be used to purchase a new home for a lot less than the full cash price… and still avoid monthly mortgage payments!

Buy a new car or motorhome!*


If you’ve ever dreamed of hitting the open road, here is your chance! Perhaps you just need more reliable transportation around town? Either way, a reverse mortgage may help you acquire new wheels without affecting your monthly budget!

Improves your life in so many ways!*

A reverse mortgage is a highly flexible retirement planning tool designed to help you live a better life… get the facts!


Famous monuments of the world grouped together on planet Earth

Take that dream vacation you’ve been putting off forever! There are very few restrictions on the use of proceeds from a reverse mortgage. It’s your life, and it’s your money!

* The fine print. A reverse mortgage is a flexible retirement planning tool which can be used in a variety of ways. Not every benefit listed here will be available to every borrower. Some benefits are linked to specific reverse mortgage programs, and may not be available to you, depending upon the program you choose. Every situation is different, and you should consult a reverse mortgage specialist to learn about the benefits that may be available to you.

Official FHA HECM consumer booklet

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rates subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of California. C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.