Your user-friendly guide to Reverse Mortgages!

About Us

We are Scott and Shelley Weier, a husband and wife team specializing in senior mortgage and real estate services.  We currently live near the beach in Oceanside, but have also called Carlsbad and Encinitas home over the past 35 years!  Shelley is a native San Diegan who attended San Diego State University. Scott grew up in Michigan, graduated from Michigan State University, and moved to California in 1980.

sANDsIn our free time, we enjoy organic gardening and gourmet cooking.  Shelley likes searching for treasures at the beach, but usually brings back more trash than seashells, which is a good thing for the sea life!  She is also trying her hand at SUP boarding, and loves it! Travel is our biggest passion, and we always try to fit in a cooking class wherever we go.  Some of our best recipes were learned on vacation.


Our Mission

We help seniors live better lives by improving their financial security.  We achieve this by educating homeowners on the benefits of the FHA Home Equity Conversion Loan (HECM), commonly known as a reverse mortgage.  For retirees with underfunded retirement plans, or no plan at all other than social security… a reverse mortgage is often a lifesaver.

Our Promise to You

  • We will thoroughly educate you about the HECM program features, benefits, and many options.
  • We will take as much time as you need to evaluate whether the program is right for you.
  • We encourage you to bring family members, financial advisors and your attorney into the discussion so that all questions and concerns may be addressed.
  • We will never sell you a product that you don’t understand, or that does not benefit you.
  • We will help you every step of the way!
  • Our service does not end when the loan closes!

What Sets Us Apart

We have helped over 2000 customers buy, sell, finance, and refinance their homes since 1980!  With that many transactions under our belts, you can be sure that we’ve seen and done just about everything as it pertains to real estate and home loans.  We have always believed that mortgage lending and real estate are so interdependent that you really need to understand both disciplines to become an expert at either profession… so we do both! In fact, fewer than 2% of all real estate and mortgage licensees do both, so we are very unique!

We’ve won awards!

Over the years we’ve become very skilled at helping people with their mortgage and real estate needs. So much so that Zillow-Trulia ranked us in the Top 1% of agents nationwide in 2014 – out of over 800,000 Realtors!  We’re proud of the fact that this achievement was based on both sales and customer reviews.

Can We Help You?

We sincerely appreciate the time you’ve taken to read this page and learn a little about us.

You have a lot of options when it comes to choosing a reverse mortgage lender or real estate agent. We think it makes good sense to choose a professional who has expertise in both fields. Give us a call and let’s chat for a few minutes to see if we’re a good fit for your situation. We’re good listeners!

Our Ultimate Goal

Satisfied simply isn’t good enough for us.  We want you to be thrilled with both your new reverse mortgage and our service! We want to change your life!